CONSENT TO RECEIVE ELECTRONIC DISCLOSURES AND COMMUNICATIONS

We advise that you print and retain a copy of this consent agreement to obtain for your records.

By using this site, you are indicating interest in, and submitting a request for, third party lenders to process your request through the use of Chalkboard, LLC. Additionally, you are submitting a request to be connected with other service providers who may offer you goods and services. The providers of these services – both third party lenders and service providers may be required to communicate with you to provide disclosures, notices, and other pertinent information and materials (“Disclosures and Communications”). These service providers and third-party lenders are required to obtain your permission to share these Disclosures and Communications in an electronic format.

1. CONSUMER CONSENT. You affirmatively consent and agree to obtain Disclosures and Communications as required by law in an electronic format. You affirmatively consent and agree that these Disclosures and Communications may be delivered via electronic formats such as email or online, on sites that belong to third party lenders and service providers, and you affirmatively consent and agree that your electronic signature has the same affect as an ink or “wet” signature.
2. SCOP OF CONSENT. By providing consent in Section 1 to do business electronically and receive Disclosures and Consents, you understand that your consent applies to  Chalkboard, LLC and to the third party lenders and providers of additional goods and services. Further, your consent applies to interactions occurring online between you and third-party lenders and providers of additional goods and services, and also includes their service providers, such as those conducted on mobile devices and including recorded calls and text messages.
3. SOFTWARE REQUIREMENTS. To obtain the aforementioned Disclosures and Communications via electronic means, you will be required to have the following:
   1. A computer that can access the internet.
   2. An active email address.
   3. The ability to make print copies of Communications.
   4. A storage device that can obtain information long term that will assist in retaining a copy of the Communications.
4. REQUESTING PAPER COPIES AND RECORDS. You can contact the third-party lender directly to request printed copies of any Disclosures and Communications that you have received. Some lenders may assess a fee to request printed copies of these documents. You may access lender contact information by visiting their corresponding website.
5. WITHDRAWING YOUR CONSENT. As your consent may be required to obtain a response for the request you have made on this website, your consent is unable to be withdrawn over the extent of the connecting process through which you are connected with third party lenders and/or providers of goods and services. Following your connection to a third-party lender or service provider, you can withdraw your consent to conduct business in an electronic format by contacting the third-party lender or service provider directly.
6. CONTACT INFORMATION. In the event of a change to your contact information, you should notify your connected third-party lender or service provider. This may be done by accessing your account or by providing notification to your connect third-party lender or service provider via mail.
7. LEGAL EFFECT. BY CLICKING ON THE LINK, YOU ARE AGREEING TO ABIDE BY THE TERMS OUTLINED. FURTHER, YOU ARE ACKNOWLEDGIG THAT YOU HAVE READ AND UNDERSTAND THE INFORMATION REGARDING DICLOSURES, RECORDS, ELECTRONIC SIGNATURES, AND GENERALLY CONDUCTING BUSINESS IN AN ELECTRONIC FORMAT. YOU FURTHER CONSENT TO UTILIZING THE ELECTRONIC SIGNATURE FORM AND RECEIVING ALL DISCLOSURES IN AN ELECTRONIC FORM. YOU AGREE TO DO BUSINESS ELECTRONICALLY WITH THIRD-PARTY LENDERS AND SERVICE PROVIDERS AND YOU UNDERSTAND THAT A PAPER COPY MAY BE REQUESTED AND PROVIDED AT NO CHARGE. IF YOU DO NOT PROCEED WITH CLICKING ON THE LINK, YOU ARE INDICATING THAT YOU DO NOT WISH TO UTILIZE ELECTRONIC SIGNATURES OR TO PARTICIPATE IN CONDUCTING A ELECTRONIC TRANSACTION. YOU ALSO ACKNOWLEDGE THAT PROVIDNING YOUR CONSENT TO ELECTRONIC DISCLOSURES ALLOWS YOU TO RECEIVE THIRD-PARTY LENDER AND SERVICE PROVIDER SERVICES OVER THE INTERNET.